body.tool-page{--tool-ink: #102a24;--tool-green: #113e32;--tool-mint: #d8f0e4;--tool-mint-deep: #cfe8dc;--tool-paper: #f6f8f5;--tool-line: #dce6e0;--tool-muted: #5d6d68;--tool-max: 1180px;background:var(--tool-paper);color:var(--tool-ink);font-family:Inter,"Source Sans 3",system-ui,-apple-system,Segoe UI,sans-serif}body.tool-page a{text-decoration:none}body.tool-page .main--wide{padding:0}.tool-shell{width:min(100%,var(--tool-max));margin:0 auto;padding:28px max(20px,calc((100vw - var(--tool-max)) / 2 + 4px)) 72px}.tool-crumb{display:flex;flex-wrap:wrap;gap:.35rem .4rem;font-size:13px;color:var(--tool-muted);margin:0 0 22px}.tool-crumb a{color:#2f6b58;font-weight:650}.tool-crumb a:hover{color:var(--tool-green)}.tool-hero{display:flex;gap:22px;align-items:flex-start;margin-bottom:22px}.tool-hero__icon{flex:none;width:72px;height:72px;border-radius:50%;background:var(--tool-mint);color:var(--tool-green);display:grid;place-items:center}.tool-hero__icon svg{width:32px;height:32px}.tool-hero__meta{margin:0 0 8px;font-size:13px;color:var(--tool-muted)}.tool-hero h1{margin:0 0 8px;font-size:clamp(1.85rem,3vw,2.45rem);font-weight:800;letter-spacing:-.045em;line-height:1.12;color:var(--tool-ink)}.tool-hero__lede{margin:0;max-width:46rem;color:var(--tool-muted);font-size:1.05rem;line-height:1.55}.tool-banner{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;border-radius:14px;background:#eaf6ef;color:var(--tool-ink);font-size:14px;line-height:1.5;margin:0}.tool-banner svg{width:20px;height:20px;flex:none;color:var(--tool-green);margin-top:1px}.tool-banner strong{display:block;font-size:14px;margin-bottom:2px}.tool-banner--hero{margin:22px 0 24px}.tool-editorial{margin:0 0 28px;max-width:48rem}.tool-editorial h2{margin:0 0 10px;font-size:1.25rem;font-weight:800;letter-spacing:-.03em;color:var(--tool-ink)}.tool-editorial__summary,.tool-editorial p{margin:0 0 .85rem;color:#3f524c;font-size:1.02rem;line-height:1.65}.tool-editorial__summary{color:var(--tool-ink)}.tool-defs{margin:.75rem 0 0;display:grid;gap:.85rem}.tool-defs dt{font-weight:700;color:var(--tool-ink)}.tool-defs__opt{font-weight:600;font-size:.78em;letter-spacing:.04em;text-transform:uppercase;color:var(--tool-muted)}.tool-defs dd{margin:.2rem 0 0;color:#3f524c;line-height:1.55}.tool-calc{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(280px,.85fr);gap:22px;align-items:start}.tool-calc__panel,.tool-calc__summary{background:#fff;border:1px solid var(--tool-line);border-radius:20px;box-shadow:0 8px 28px #102a240c}.tool-calc__panel{padding:0;overflow:hidden}.tool-calc__panel-head{display:flex;gap:14px;align-items:flex-start;padding:22px 24px 8px}.tool-calc__panel-icon{flex:none;width:40px;height:40px;border-radius:11px;background:var(--tool-mint);color:var(--tool-green);display:grid;place-items:center}.tool-calc__panel-icon svg{width:20px;height:20px}.tool-calc__panel-head h2,.tool-calc__summary h2{margin:0 0 4px;font-size:1.15rem;font-weight:800;letter-spacing:-.03em;color:var(--tool-ink)}.tool-calc__panel-head p,.tool-calc__summary-lede{margin:0;color:var(--tool-muted);font-size:14px;line-height:1.5}.tool-calc .calc-fields{display:grid;grid-template-columns:1fr;gap:18px 20px;padding:12px 24px 8px}@media(min-width:720px){.tool-calc .calc-fields{grid-template-columns:1fr 1fr}}.tool-calc .calc-field label{display:block;font-weight:700;font-size:13.5px;margin-bottom:8px;color:var(--tool-ink)}.tool-calc .calc-field input{width:100%;min-inline-size:0;padding:11px 12px;border:1px solid #c9d6cf;border-radius:10px;font:inherit;font-size:15px;background:#fff;color:var(--tool-ink)}.calc-affix{display:flex;align-items:stretch;border:1px solid #c9d6cf;border-radius:10px;background:#fff;overflow:hidden}.calc-affix input{border:0!important;border-radius:0!important;min-width:0}.calc-affix__mark{display:grid;place-items:center;padding:0 12px;background:#f3f7f4;color:#3f5b52;font-weight:750;font-size:14px}.tool-calc .calc-field input:focus,.calc-affix:focus-within{border-color:var(--tool-green);outline:2px solid #113e3226;outline-offset:1px}.calc-affix:focus-within{border-color:var(--tool-green)}.calc-affix:focus-within input:focus{outline:none}.tool-calc .hint{margin:6px 0 0;font-size:12.5px;color:var(--tool-muted);line-height:1.4}.calc-optional{padding:8px 24px 4px}.calc-optional h3{margin:8px 0 4px;font-size:.95rem;font-weight:800;color:var(--tool-ink)}.calc-optional .calc-fields{padding-inline:0}.calc-tip{display:flex;align-items:center;gap:10px;margin:16px 0 0;padding:12px 24px;background:#eef7f1;color:#2d5a48;font-size:13.5px;font-weight:600}.calc-tip svg{width:18px;height:18px;flex:none;color:var(--tool-green)}.tool-calc__summary{padding:22px 20px 18px}.split-chart{display:grid;justify-items:center;gap:12px;margin:18px 0 8px}.split-donut{width:168px;height:168px;transform:rotate(-90deg)}.split-donut__track,.split-donut__fill{fill:none;stroke-width:3.4}.split-donut__track{stroke:var(--tool-mint-deep)}.split-donut__fill{stroke:var(--tool-green);stroke-dasharray:50 50;stroke-dashoffset:0;transition:stroke-dasharray .25s ease}.split-legend{list-style:none;margin:0;padding:0;display:flex;gap:16px;font-size:12.5px;font-weight:650;color:var(--tool-muted)}.split-legend li{display:flex;align-items:center;gap:6px}.split-legend__swatch{width:10px;height:10px;border-radius:50%}.split-legend__swatch--a{background:var(--tool-green)}.split-legend__swatch--b{background:var(--tool-mint-deep)}.tool-calc .calc-results-body{display:flex;flex-direction:column;gap:8px;margin-top:12px}.tool-calc .result-row{display:grid;grid-template-columns:36px 1fr auto;gap:10px;align-items:center;padding:10px;border:0;border-radius:12px;background:#f7faf8}.tool-calc .result-row--emphasis{background:#e7f3ec}.result-row__icon{width:36px;height:36px;border-radius:10px;background:var(--tool-mint);color:var(--tool-green);display:grid;place-items:center}.result-row--emphasis .result-row__icon{background:var(--tool-green);color:#fff;border-radius:11px}.result-row__icon svg{width:18px;height:18px}.result-row__copy{display:flex;flex-direction:column;min-inline-size:0}.result-row__label{font-size:13.5px;font-weight:750;color:var(--tool-ink)}.result-row__copy small{color:var(--tool-muted);font-size:12px}.tool-calc .result-row strong{font-size:15px;font-weight:800;font-variant-numeric:tabular-nums;color:var(--tool-ink)}.tool-calc__footnote{margin-top:14px}.tool-how{margin-top:28px;padding:22px 24px;background:#fff;border:1px solid var(--tool-line);border-radius:20px;display:grid;grid-template-columns:1.4fr .8fr;gap:28px}.tool-how__head{display:flex;align-items:center;gap:10px;margin-bottom:16px}.tool-how__head svg{width:20px;height:20px;color:var(--tool-green)}.tool-how__head h2{margin:0;font-size:1.15rem;font-weight:800}.tool-how__steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.tool-how__steps li{display:grid;grid-template-columns:28px 1fr;gap:10px;align-items:start}.tool-how__num{width:28px;height:28px;border-radius:50%;background:var(--tool-green);color:#fff;display:grid;place-items:center;font-size:13px;font-weight:800}.tool-how__steps h3{margin:2px 0 4px;font-size:14px;font-weight:800}.tool-how__steps p{margin:0;font-size:13px;color:var(--tool-muted);line-height:1.45}.tool-example{background:#f3f6f3;border-radius:14px;padding:16px 18px}.tool-example h3{margin:0 0 10px;font-size:13px;font-weight:800;color:var(--tool-ink)}.tool-example dl{margin:0;display:grid;gap:8px}.tool-example div{display:flex;justify-content:space-between;gap:12px;font-size:13px}.tool-example dt{color:var(--tool-muted)}.tool-example__narrative{margin:0 0 12px;font-size:13px;line-height:1.55;color:#3f524c}.tool-example dd{margin:0;font-weight:750;font-variant-numeric:tabular-nums}.tool-copy{margin-top:40px}.tool-copy a{text-decoration:underline;text-underline-offset:3px}.tool-copy .tool-section{margin-top:2rem}.tool-copy .tool-section__title{border-bottom-color:var(--tool-green);color:var(--tool-ink)}@media(max-width:960px){.tool-calc,.tool-how,.tool-how__steps{grid-template-columns:1fr}}@media(max-width:640px){.tool-hero{gap:14px}.tool-hero__icon{width:56px;height:56px}.tool-calc .calc-fields{grid-template-columns:1fr}}