3 GUIDES • 12 TOOLS
Costs, margins & tax estimates
Margin and break-even tools answer “does this session contribute?” before fixed overheads. Tax helpers here are illustrative only—pair them with your accountant, not as filings.
Important Administrative planning only—not clinical, legal, or tax advice. Confirm figures with your own records and qualified advisers.
Contribution per session and break-even session counts are planning maths. They do not replace management accounts or VAT advice.
Use room rental and payroll-ratio tools when comparing associate models or checking whether staffing costs are drifting as a share of revenue.
Focus for this topic
- Keep variable costs truly variable in session margin models.
- Stress-test cash runway separately from profit margin.
- Use the owner take-home planner for drawings sketches—not clinic valuation.
- Treat VAT and self-employed helpers as educational sketches only.
Guides in this topic
Explainers that sit alongside the calculators below.
Calculators: Costs, margins & tax
12 free tools in this category. Open any page for the model and editorial context.